JC Penny
JC Penny Gift Cards
Is the JC Penny credit card good to start credit with credit bureaus?
I'm looking to start establishing credit. I applied with credit card companies, but was rejected due to insufficient credit history. Before I try to apply for a JC Penny credit card, I would like to know if it is a good way to start credit with credit bureaus.
Definitely!
I established my credit with them. They were the first to give me a chance and so I stay loyal to them.
I wish more big companies got this fact. They are too busy worried about the bottom line.
Even though loyalty is hard to come by these days, it still exists. So does refusing to do business with certain retailers.
Just pay it off in full each month and interest won't be a concern
They will also report your good payment history to the major credit reporting companies.
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US $26.01